Branch List of INDIAN OVERSEAS BANK

in

SRIKAKULAM District

Branch NameCityStateBank MICR CodeBank IFSC Code
ALLADA ALLADA ANDHRA PRADESH NON_MICR IOBA0001129
BALAGATHOPU SRIKAKULAM ANDHRA PRADESH NONMICR IOBA0001597
SRIKAKULAM SRIKAKULAM ANDHRA PRADESH NONMICR IOBA0000361


IFSC stands for Indian Financial System Code . The Payment System Applications such as Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT) and Centralized Funds Management System (CFMS) developed by the Reserve Bank of India use these codes. The code consists of 11 Characters :

  • First 4 characters represent the entity (ICIC0000039 )
  • Fifth position has been defaulted with a '0' (Zero) for future use (ICIC0000039)
  • Last 6 character denotes the branch identity (ICIC0000039 )

IFSC is being identified by the RBI as the code to be used for various payment system projects within the country, and it would, in due course, cover all networked branches.

As on November 30, 2010 there are more than 72,000 RTGS enabled bank branches. So you can get IFSC and MICR code for all those bank/branches.

Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT) and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). Code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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